12 Passive Income Ideas for Stay at Home Moms

Women Who Money
7 min readJan 30

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Many stay-at-home moms want to supplement their family’s finances with a side income.

But being a stay-at-home parent takes a lot of time. One study showed stay-at-home moms work over 90 hours a week!

In other words, stay-at-home moms struggle to find time to earn money. So, the less hands-on a side income is, the better.

That’s why many stay-at-home moms who want or need to make extra money love the concept of passive income. So, if you’re looking for passive income ideas, read on to explore the possibilities!

What’s passive income?

Before we get into passive income ideas, we must define passive income-and make a disclaimer.

Passive income means you earn money even when you’re not spending time at work. So, you’re not continually trading your time for money.

On the other hand, active income means trading your time for money. In exchange for spending time at a job, you receive a paycheck. So, if you stop working, you don’t get paid.

The passive income ideas in this article don’t require you to be at work to earn money.

But here’s the disclaimer — when it comes to making money, there’s nothing truly passive out there.

Any way you earn an income is likely to take at least some time and effort. Most passive income ideas need upfront work and ongoing investment of time.

But that doesn’t mean it’s not worth pursuing! With most passive income ideas, you’re your own boss. And you can make money even when you’re sleeping, spending time with your kids, or on vacation.

It means you’re only sometimes trading your time for money. Plus, it offers flexibility, which is great for stay-at-home parents.

With that in mind, read on for some great passive income ideas for busy stay-at-home moms.

Related: Active vs. Passive vs. Portfolio Income, the differences

Passive income ideas for stay-at-home moms

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