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Having a budget is a big part of building your financial house. Still, budgeting is easier said than done.

For many people, starting a budget can feel overwhelming. And for the folks who have tried budgeting, some don’t stick with it. For others, it seems too restrictive, stressful, and full of budgeting obstacles.

We’ve all been there!

Starting and maintaining a budget — or spending plan — can be challenging. And it’s easy to make mistakes and give up.

But by knowing the typical budgeting pitfalls, you can take steps to make sure they don’t thwart your financial goals.


You’ve been searching for a new job for a while, submitting countless resumes, talking with multiple recruiters, and networking as much as possible.

Finally — you get the call. An invitation to interview for a role you’d love.

Here’s how to ace that interview — and get your target salary.

How to Prepare for Your Interview

While you can’t guarantee the desired outcome, there’s a lot you can do to set yourself up for success at your upcoming interview.

Here are five steps you should include in your interview prep routine:

Get the Details

Obviously, you need to know when and where the interview will take place. But, the…

There’s no doubt about it — college is expensive.

Students who want to lower the soaring costs of higher education look to community college as a more affordable option.

At community college, you can get a two-year degree or transfer your credits to a four-year college. Or you can get a technical degree or certificate for specific career fields.

If you’re weighing your college decisions and want to lower the costs, read on!

In this article, we’ll explore all the ways community colleges can save you money.

Save money on tuition costs

Tuition is what colleges charge for attending their classes. …

With many of us spending more time than ever in our homes and less money on travel and eating out, home renovations are all the rage.

According to Harvard’s Joint Center for Housing Studies, fully 80% of homeowners engaged in some sort of renovation project in June of 2020.

Bathroom renovations rank high on the list, at #5 of top home upgrades, according to the National Association of Realtors’ 2019 Remodeling Impact Report.

Updating a bathroom ranks in popularity after kitchen renos and upgrades, HVAC, and floor replacements.

The most common reason for remodeling a bathroom is upgrading worn-out finishes…

You’ve probably heard the cliche that you should work smarter, not harder. But what does that even mean — and is it sound advice?

In this article, we’ll show you how to apply this old adage to your life in a meaningful, productive way.

But, first — let’s explore the ideas and images each way of working has conjured up historically.

The Perception of Working Harder

When the phrase was coined, working harder got equated with blue-collar folks toiling away in factories or trade jobs.

It was manual labor that relied primarily on the use of the body and generally involved long hours. …

A challenged world is an alert world. Individually, we’re all responsible for our own thoughts and actions — all day, every day.” IWD

Each year, International Women’s Day (IWD) is recognized worldwide on March 8th, to:

  • Celebrate the cultural, economic, political, and social achievements of women
  • Shine a light on women’s equality
  • Focus on accelerating gender parity
  • Raise funds for charities geared toward helping females

IWD’s campaign theme for 2021 is #ChooseToChallenge. It reminds us here at Women Who Money to challenge societal financial gender gaps and our individual “financial gaps,” too.

Gender gaps are the result of unequal treatment…

Working and interviewing remotely seems like it’s here to stay, at least for the foreseeable future.

So, how do you put your best foot forward when you aren’t in the room?

You make the best first impression possible by avoiding some of the biggest mistakes people make during online interviews.

7 Mistakes to Avoid When Interviewing Virtually

While COVID-19 made the online interview necessary, many employers may use this method for the foreseeable future. Plan ahead to escape making any of these common video interviewing blunders.

1) Not checking wifi connection, video, and audio quality.

Before a virtual interview, it’s essential to take the time to review the technology you’ll be using during the interview.


Many credit card companies offer rewards to attract new customers. And it works! A 2018 study found 79% of people choose credit cards for their rewards.

But is it always a good idea to use credit cards for rewards?

Once you sign up for a card, credit card companies hope you’ll continue to use it (and perhaps pay their high-interest rates, too!).

Offering rewards pays off for the credit card companies.

Credit card points and rewards can be beneficial to you too.

They can certainly save you money-when you read the fine print and avoid costly mistakes!

Before you apply…

This review of Barbara Huson’s book, Rewire for Wealth — Three Steps Any Woman Can Take To Program Her Brain For Financial Success — is by , co-founder of Women Who Money.

This page or article may contain affiliate links, please read our Disclosure and Disclaimer for more information. We are a participant in the Amazon Services LLC Associates Program, designed to provide a means for us to earn fees, at no additional cost to you. Women’s Money Talk.

Formerly Barabara Stanny, Barbara Huson is a money and wealth coach, speaker and workshop facilitator, and bestselling author.

On her website…

Chances are, you sit down with your supervisor once a year for a short, scripted conversation to go over how you’re doing in your job since you took on the role or since your last performance evaluation.

This time you’ve also been asked to submit a self-assessment as part of the process. Not sure where to start?

Don’t worry — we’ll show you how to write a winning self-evaluation.

What is a Self-Appraisal?

Before we get into strategy, let’s define the term. A self-appraisal is a performance evaluation you do on yourself.

It requires you to self-reflect on the previous year (or term being…

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