Congratulations on finishing college and entering the workforce! Life after school is exciting. But it can also be overwhelming.

There’s so much to do to establish your adult life after college. So, where do you start?

Don’t worry; we’re here for you with some practical advice to begin your post-grad years.

Let’s take a look at 9+ money-related things to do after earning a college degree and starting your new career. You’ll be “adulting” in no time.

9 Steps to Starting Your Financial Journey Post-Graduation

This page or article may contain affiliate links, please read our Disclosure and Disclaimer for more information.

1. Learn Financial Terms

Now that you’re an adult and…

Homeowners insurance is designed to protect you against the high cost of property damage. But just because you have home insurance doesn’t mean you have protection from all disasters and mishaps.

For example, most homeowners insurance doesn’t cover flooding.

Yet flood damage in the U.S. totals each year, leaving some homeowners to face thousands of dollars in uncovered flood damage. (Unless they have a separate flood insurance policy.)

If your policy doesn’t list it, it’s probably not covered. And if you haven’t read the fine print, you might not know if you’re protected!

You can’t protect yourself from everything that…

One of the biggest concerns those self-employed, unemployed, or early retired have is how to pay for healthcare.

According to EHealth, the average non-subsidized healthcare plan for a family of four was $1437 per month in 2020. And that is just the cost of premiums!

An alternative health coverage choice that’s become popular in the last few decades is the health care sharing ministry.

What is a Health Care Sharing Ministry?

A health share ministry program is not insurance. There are no insurance agents or insurance companies involved.

Instead, it’s a membership-based non-profit program where members with common religious beliefs share the expense of each others’ medical…

Having a budget is a big part of building your financial house. Still, budgeting is easier said than done.

For many people, starting a budget can feel overwhelming. And for the folks who have tried budgeting, some don’t stick with it. For others, it seems too restrictive, stressful, and full of budgeting obstacles.

We’ve all been there!

Starting and maintaining a budget — or spending plan — can be challenging. And it’s easy to make mistakes and give up.

But by knowing the typical budgeting pitfalls, you can take steps to make sure they don’t thwart your financial goals.

This…

You’ve been searching for a new job for a while, submitting countless resumes, talking with multiple recruiters, and networking as much as possible.

Finally — you get the call. An invitation to interview for a role you’d love.

Here’s how to ace that interview — and get your target salary.

How to Prepare for Your Interview

While you can’t guarantee the desired outcome, there’s a lot you can do to set yourself up for success at your upcoming interview.

Here are five steps you should include in your interview prep routine:

Get the Details

Obviously, you need to know when and where the interview will take place. But, the…

There’s no doubt about it — college is expensive.

Students who want to lower the soaring costs of higher education look to community college as a more affordable option.

At community college, you can get a two-year degree or transfer your credits to a four-year college. Or you can get a technical degree or certificate for specific career fields.

If you’re weighing your college decisions and want to lower the costs, read on!

In this article, we’ll explore all the ways community colleges can save you money.

Save money on tuition costs

Tuition is what colleges charge for attending their classes. …

With many of us spending more time than ever in our homes and less money on travel and eating out, home renovations are all the rage.

According to Harvard’s Joint Center for Housing Studies, fully 80% of homeowners engaged in some sort of renovation project in June of 2020.

Bathroom renovations rank high on the list, at #5 of top home upgrades, according to the National Association of Realtors’ 2019 Remodeling Impact Report.

Updating a bathroom ranks in popularity after kitchen renos and upgrades, HVAC, and floor replacements.

The most common reason for remodeling a bathroom is upgrading worn-out finishes…

You’ve probably heard the cliche that you should work smarter, not harder. But what does that even mean — and is it sound advice?

In this article, we’ll show you how to apply this old adage to your life in a meaningful, productive way.

But, first — let’s explore the ideas and images each way of working has conjured up historically.

The Perception of Working Harder

When the phrase was coined, working harder got equated with blue-collar folks toiling away in factories or trade jobs.

It was manual labor that relied primarily on the use of the body and generally involved long hours. …