Best Investment Decision We’ve Made (and the worst)

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The idea of investing can be intimidating. Especially when you’re young, have little savings, and know nothing about the topic.

My husband, Alan, and I started investing before we knew what we were doing. And before we were on solid financial ground.

At first, it was a bit uncomfortable, but we were motivated by “free” money and convenience.

The good news is, that it turned out to be one of the most vital financial decisions we’ve ever made.

Our Best Investment

We started contributing to Alan’s employer’s 401(k) plan in our mid-20s. Since then, we’ve invested in other ways too.

Still, for us, the 401(k) is the best investment decision because it’s the one that got us started.

It wasn’t easy to begin investing, though.

We were young, knew little about investing, and spent every dollar from each paycheck. So, at the time, it felt like we were taking a significant risk.

But, despite our fears, and thanks to some wise advice from Alan’s college professor, we got started…