Does Your Health Insurance Follow You When Traveling?

Have you ever taken a cross-country trip without a second thought about a potential health emergency?

What about when traveling abroad?

Most of us assume our health insurance fully covers an emergency when we are away from home, but medical coverage varies by provider.

If there’s one thing we’ve learned the hard way about medical insurance, it’s that insurance doesn’t cover everything you might expect.

It’s important to know whether your medical insurance will cover you if you’re in a different county, state, or another country.

So, no matter if you’re planning a staycation with day trips around your state or a worldwide adventure, protect your savings by reviewing what your major medical insurance covers and what it doesn’t before you travel.

Your Type of Health Insurance Can Determine What It Covers

Different types of health insurance can cover different medical costs. For example, if you’re provided health insurance by your employer or the Affordable Care Act, you probably have a PPO or preferred provider network.

In that case, you likely pay both in-network and out-of-network rates.