How Do You Really Make A Budget Work?[Tips for Overcoming Obstacles]

You’re ready to take control of your finances and use a budget to plan for your income and expenses. But that “b” word doesn’t exactly give you the warm fuzzies.

You know though, telling your money where to go is better than wondering where it went.

While budgeting methods such as the 50/30/20 percentage system, the “pay yourself first” method, zero-based budgeting, or cash in different envelopes can all work, there are plenty of obstacles to successful budgeting.