Nothing Happens Without a Plan

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October is Financial Planning Month. Of course, it’s also Adopt a Shelter Dog Month, Breast Cancer Awareness Month, Global Diversity Awareness Month, National Bullying Prevention Month, Estate & Gift Planning Awareness Month, and more.

There’s plenty of awareness, appreciation, and support-worthy causes to recognize and celebrate this month.

But since Financial Planning is one topic highlighted this month, there’s no time like the present to do something vital for you and your future.

Rarely anything happens without a plan. Even your daily to-do list is essentially a plan. If something isn’t on that list, the chances of it getting done go down dramatically.

So your financial security certainly isn’t going to happen without your attention.

But I’m Going To Start Saving For Retirement When…

Boosting your savings rate probably won’t happen because it made your list of New Year’s resolutions. Nor will it be at the top of your “to-do” list when you land a big raise.